Empower is super excited to offer you truly free banking with unmatched rewards. Our Empower banking product includes:

  • Checking account: which earns you 1% cash back on the first $1,000 you spend each month using your debit card. You’ll earn this reward on a calendar month basis starting on the first of each month. Remember that this pertains only to debit card transactions and not to ATM, ACH/transfer, or gambling transactions. 
  • Savings account: with 2.15% APY, which is the equivalent of earning 30x the industry average! These earnings are compounded daily and are paid out directly into your Empower banking savings account each month. How cool is it to get paid, simply for saving?
  • Awarding-winning assistant: As part of Empower banking, you’ll get your very own award-winning, artificial intelligence-powered assistant who’ll help you make better financial decisions and watch your back 24/7. You can start a chat with your assistant any time, simply by tapping on the chat bubble found on your app’s home screen.
  • Free ATMs: Get unlimited access to a network of 25,000 ATMs worldwide. As an added bonus, you’ll be reimbursed for 1 out-of-network ATM transaction each month.
  • All accounts are FDIC-insured up to $250,000.
  • Remember, Empower banking comes with no fees whatsoever, including on foreign transactions, and there are no minimum balance requirements. 

Is all this too good to be true? Not really…it's here today. Check out Empower banking by going to your app’s profile menu and tapping on the orange “Get Empower banking!” button.

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